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FAQ

Questions people ask before they call me

These are the questions I hear from families every week, answered in plain language. If yours isn't here, ask me directly: honest answers are the point of this whole site.

Where should I live in San Antonio?

There's no universal best answer, which is the whole point. The right community depends on your commute, school priorities, budget, and how you like to spend weekends. Boerne leads on schools and Hill Country charm; Schertz and Cibolo lead for JBSA-Randolph commutes; Helotes pairs small-town feel with city access; New Braunfels brings rivers and a San Antonio-Austin location. Start with my neighborhood guides, then book a call and we'll narrow it to two or three worth visiting.

Is Boerne worth the higher cost?

For many families, yes. Boerne runs pricier than most of the region, with many homes in the $400s to $700s and up, and you're paying for an A-rated school district, a walkable historic downtown, low crime, and the Hill Country lifestyle. If schools and small-town community rank above commute convenience and a lower price, Boerne is worth it. If not, a city-adjacent suburb often fits better. It's a budget and priority conversation, not a right-or-wrong one.

What can my budget buy in San Antonio?

In 2026 the metro median is around $295,000. In the $300s to $400s, families get newer homes in good school districts across most of the metro. Above $500K, Hill Country communities like Boerne and Bulverde, and established city neighborhoods, open up. Below $300K, entry-level homes exist on the edges of the metro. I match budgets to neighborhoods with real sold data and full monthly costs, not just list prices.

Which neighborhoods fit my lifestyle?

That's the question I start every conversation with. Lifestyles break down fast: city walkability points to Alamo Heights, Olmos Park, King William, and Monte Vista; acreage and quiet points to Bulverde and the 281 corridor; rivers point to New Braunfels; military commutes point to Schertz and Cibolo; schools plus charm points to Boerne; small-town convenience points to Helotes; history and value point to Castroville. Tell me your lifestyle and I'll tell you your shortlist.

How high are property taxes?

Texas has no state income tax, and the trade is real estate tax. Effective rates in Bexar County typically run around 1.5% to 1.9% of assessed value, above the U.S. median of about 1%. Neighboring counties vary: Kendall County (Boerne) tends lower, Comal and Guadalupe in between. The rate depends on your city, county, and school district, so I pull the exact numbers for the homes and communities you're considering, and I model the tax into your monthly budget before we ever tour.

Should I buy new construction or resale?

Both are strong options in San Antonio, and the right answer depends on your timeline and priorities. New construction gives you modern floor plans, warranties, and builder incentives, but you pay for upgrades, wait for completion, and buy into a developing neighborhood. Resale gives you an established lot, mature trees, and a finished yard, sometimes at a lower price per square foot. I show clients both sides so the decision is a real comparison, and if you buy new, I protect your interests through the builder contract and incentive negotiation.

Do I need a REALTOR when buying from a builder?

Yes, and it costs you nothing out of pocket. The agent at the builder's sales office represents the builder, not you. Bringing your own REALTOR means someone reviews the contract, negotiates the incentives, coordinates the independent inspection, and protects your interests through closing. The builder typically pays the commission. The buyers who skip representation leave money and protection on the table.

How does buying from out of state work?

Very well, when it's organized. The process: a video consultation to narrow areas, a pre-approval from a Texas lender, virtual tours, one focused house-hunting trip, an offer, and closing at a title company. I coordinate timelines so your move lines up with work, school, and leases, and I keep every step documented. Most of my relocation clients buy from another state, so this is a specialty, not an experiment.

Still have a question?

The best answer is a conversation. Call, text, or book a time on my calendar and get the honest version, tailored to your move.

Ask me anything. Really.

If I don't know the answer, I'll find it and tell you the truth either way.

Prefer email? realtorphyllisdomingo@gmail.com